Term Life

Synopsis: A guy wanted around town by various hit men hopes to stay alive long enough for his life insurance policy to kick in and pay out for his estranged daughter.
Genre: Crime, Drama, Thriller
Director(s): Peter Billingsley
Production: Focus World
 
IMDB:
5.5
Metacritic:
23
Rotten Tomatoes:
0%
R
Year:
2016
93 min
$13,040
1,256 Views


1

I got everything you need.

Scarves aren't just for warmth.

They're for style.

My name is Nick Barrow.

And I plan heists.

...and scarves! Fedoras. Come here.

I got ties...

There's a few rules to keep

in mind when planning a job.

Scarves, hats!

The easiest place to hide

is in plain sight.

- Got it.

- Whatcha got, sir, huh?

I got ties!

I got fedoras!

Design the job in a way

so that no one gets hurt.

Timing is everything.

Let's go! Step up!

Finally, every mark has a

weakness that can be exploited.

You just gotta find it.

- Yeah?

- It's Alejandro.

I am interested in the job.

Are you ready to meet?

I am now.

The criminal underworld

is a complicated ecosystem.

Everyone relies on

each other just to survive.

It all starts

with your bottom feeders.

They're always on the lookout

for opportunities.

They find the job.

This guy is Jimmy Lincoln.

Then it moves up to me.

I design the plan of

how to pull off the heist.

Every little detail,

inside and out.

And finally at the top

sits the buyer,

the one who actually

pulls off the job

and takes all the risk.

$30,000 up front.

30,000.

I tell you how to get in.

I tell you how to get out.

Everything in between is on you.

So we just gotta trust you.

Is that it?

Listen to me, Nick.

If you want my money,

I'm going to need something

more reassuring than that.

Alejandro,

I'm not here to talk you

into this.

I'm here to let you do this.

It's yes or no.

The 250,000

is in an evidence locker

at the Fulton county courthouse,

and I'm gonna tell you

how to take it.

If something unexpected happens?

If I do my job right, it won't.

And if it does?

Doesn't come with

a money-back guarantee, kid.

But having said that,

I make sure you go in

with everything that you need...

Access codes, schematics,

schedules, equipment.

Once we start,

how much time do we have

to get to the spot?

Fifteen minutes.

It's tight but doable.

You miss your window,

that's it.

You want a second chance,

I start all over.

You pay me again.

Oh, boy, you better be good.

Look, guys, this is like nothing

that you've ever done before.

The timing here is everything.

Once you start, you cannot stop.

And once we're there?

You will have exactly

the amount of time

it takes a traffic light

to go from green to red

and back again...

Three minutes.

I want you to think of it

like it's a, uh...

A magic trick.

Half of it is engineering.

And the other half?

Magic.

Freeze! Clear!

What the hell's going on?

Is your cargo secure?

Cargo, uh?

My rig's empty.

I'm here to pick up.

Whoo-hoo!

Pack it up.

I was f***ed,

and I didn't even know it.

Perhaps the reason

any of this happened

is because I was distracted.

Catherine Jill Barrow,

otherwise known as Cate,

my daughter.

Sure, she could pick me

out of a crowd,

but we never really spent

any time together.

No one loves that kid

more than me,

but our situation is a little, uh...

Complicated.

Our boss wants to renegotiate.

You're not getting

a dime from me.

So the deal is this...

I protect her

and provide from afar,

while my ex, Lucy,

takes care of the day-to-day.

Keep my world out of her world.

It's better for everyone

the more I stay removed,

especially Cate.

She's a good kid.

She's growing up right.

But she just turned 16

and developed a complete

lack of judgment.

The charge was

underage drinking,

hardly a high crime,

but I'd like her

to have a direction.

One thing's for sure...

I want her to have

a better life.

In my line of work,

there's not many people

you can trust for advice.

Thankfully, I have Harper.

He got me into this business,

and he's my best friend.

Still hanging out with cops?

Murph is one of the most

respected guys on the force.

We've known each other

since we were kids.

He's still a cop.

Makes me nervous.

Good. We're crooks.

They should make you nervous.

When you get older and wiser,

you'll realize that's why

I play poker with them.

Look, harp, I came here to

talk to you about something.

What, about your bad haircut?

Don't start with my hair again.

I like my hair.

It's perfect.

Perfect.

It's current.

I blend in.

I look like a regular guy

at Wal-Mart.

Wal-Mart, 1972 maybe.

Okay, can we get out of here?

I am here to shoot.

Really.

I'm serious, harp.

It's important.

And what do I owe the pleasure

of you ruining my Saturday?

My teenage daughter.

My Saturday's f***ed.

I go by Cate's recital.

She's a no show.

All I want is for my daughter

to be able to handle

the things that come

at her in life.

Well, call me crazy,

but what about talking

to the ex?

Where's the f***ing gun?

Oh, Nicky.

I've tried to reach out

a couple times

to have a conversation,

and she just goes nuclear.

You're never going

to resolve this

if you guys can't even

talk to each other,

which, by the way,

is all kids want.

They want their parents

to get along,

or at least be able to talk.

Look, Harper, I get it.

I'm a crook.

We made a deal,

and a deal's a deal.

Things have taken a turn

for the worse.

So what's different?

What's different now

is that her mom,

she's checked into rehab,

she's doing a stint,

and Cate's a teenager.

She's a 16 year old, Harper,

with 16-year-old problems.

She's got b*obs and hormones.

She's hanging out with a group of

dopey kids making bad choices.

She needs some guidance in life,

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Andy Lieberman

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Submitted on August 05, 2018

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