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PayBackTime is a simple perl/CGI interest loan calculator, similar to "VeryInteresting" and "AffordaBilly" but focused on determining how long it will take to pay off a loan or credit card, given a minimum payment, balance, and interest rate. The results will show the time it will take to pay off the balance with that monthly payment, number of payments, and the total interest the user will end up paying. For illustration purposes, it also shows the same data based on a bi-weekly payment of half the amount of the monthly payment. This is another very simple, yet nice educational tool for showing just how much only a few dollars a month can decrease the time to pay off a balance, and for showing just how much you pay for the privilege of using a credit card and paying the minimum payment. Most people simply don't think about how much they're paying, and this is a nice illustration. Students I've shown this to (and not just students, but most people) are often amazed at both the length of time it will take to pay the balance off, and by the amount of interest they will pay. PayBackTime is a blatant ripoff of the VeryInteresting payment calculator, also available for download from this site. Rate Script | Read Reviews | Write Review | Email Script | | Article Rating: |   |  | | Price: | Free | | | Version: | - | | | Platform: | Unix, Linux, Win NT/2000/XP | | | Date Added: | Thursday, Sep 25, 2003 | | | Last Updated: | Sunday, Mar 07, 2004 | | | Visit Website | | |
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