The Darwin Awards Page #2

Synopsis: To investigate bizarre insurance claims that transpired in either accidents, death or both, a former cop and an insurance investigator travel throughout the country to look at the cases up close.
Director(s): Finn Taylor
Production: Blumhouse
 
IMDB:
6.0
Rotten Tomatoes:
25%
R
Year:
2006
94 min
104 Views


You can't follow me.

- What did you say this was for?

- Student film.

It's also a helpful research tool.

Mr. Burrows...

First Fidelity Life and Casualty already has

the most complete profiles in the business.

Yeah, you've got risk profiles for heart

disease, cancer, even drunk driving.

But nothing for these Darwin Award types.

But you have no experience

in insurance profiles.

I was the best on the force at personality

profiles... Predicting people's behavior.

Yeah, but we already have

a full staff of actuaries...

I can tell you what kind

of underwear you're wearing.

- Excuse me?...

- Bikini-cut briefs.

Color? Probably red.

- No, make that black.

- How do you...

If that were the case, how would you...

You have pictures of your wife

on your desk, but not of children.

Bikini-cut briefs drastically

reduce a man's fertility.

Being in the insurance industry,

my guess is you're aware of this...

and your fertility restriction is by design.

Probably 'cause you're having an affair.

Given your age andjob status, there's a

But the two gifts in your

office make it a certainty.

One from Gump's, obviously for your wife...

probably bought out of guilt.

The other, from Sugarpuss on Haight Street...

which, let's just say, is not

where one shops for their wife.

According to psychological studies...

black is the color chosen by men

in midlife crisis trying to rebel...

but who, in fact, are

simply... terrified of death.

Damn.

- Could you turn the camera off, please?

- You got it.

Why...

Why should First Fidelity

care about these Darwin cases?

The cases I describe in my report cost

your company $22 million per annum.

- That's last year alone.

- Jesus.

- You said there's no profile.

- Right.

Well, we create one.

You can predict a person's

fate based on three traits.

For instance, if you weigh over 250

pounds, use bar soap rather than liquid...

and don't have a nonskid surface in

your shower, you have a 2.2% chance of...

That's worldwide.

Sad thing is, 90% of these

accidents are preventable.

Just requires a little precaution.

Get someone to study

these Darwin Award types...

find three common risk

factors, you got your profile.

Screen against this profile,

you'll save $22 million per annum.

Okay. Okay. You begin immediately...

and, um, you start with... with those.

These cases are all over the

country. See, I don't travel.

- I've never been out of San Francisco.

- Well, that's a deal-breaker.

You have four weeks to prove your theory.

If you're right, you have a job. If not...

Four weeks isn't nearly enough time.

I'm gonna pair you with a claims investigator.

And she specializes in, um, unusual cases.

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Finn Taylor

Finn Taylor (born July 4, 1958) is an American film writer and director. more…

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Submitted on August 05, 2018

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